15 Best Accounting Software in Singapore (2026): GST and InvoiceNow

The best accounting software for a Singapore business fits how you work and keeps you on the right side of IRAS. Start with your weekly basics, then check GST filing, InvoiceNow and PayNow support.

Each product below was checked on its own website and against IMDA’s InvoiceNow and EDGE grant lists. If you sell online, our ecommerce website service builds a store whose orders are easy to bring into your books.

Last checked: October 2026. Each product was checked on its own website, InvoiceNow status on IMDA's InvoiceNow-Ready Solution Provider list dated 12 October 2026, and grant listings on IMDA's SMEs Go Digital on 20 October 2026. Products are listed alphabetically.

Which accounting software is best for your business in Singapore?

There is no single best accounting software in Singapore. The right one depends on whether you are a sole proprietor, a small company that is or will be GST-registered, a business with stock to track, or a growing group with several entities.

• Sole proprietors and freelancers starting out: Financio Accounting, Jaz, QuickBooks Online, Xero, Zoho Books
• Small companies that are or will be GST-registered: ABSS Accounting and Premier, Financio Accounting, Info-Tech Cloud Accounting, Jaz, Xero
• Businesses with stock, sales orders or a POS: AutoCount Accounting, Million Accounting and Stock Control, SQL Account, ZETTAPPS
• Micro businesses and MCSTs: Highnix ERP
• Growing companies that want accounting inside a wider system: Odoo Accounting, Oracle NetSuite, Sage 300

If you are not sure where you fit, ask your accountant which software they already work in. Sharing one system with them usually saves time at year end.

Accounting software in Singapore compared

Software	Website	Best for	Runs on	IMDA InvoiceNow-ready list (12 Oct 2026)	EDGE listing (20 Oct 2026)	Plan type
ABSS Accounting and Premier	sg.abssasia.com	SMEs on Windows desktop	Windows desktop, cloud-connected	Yes	Accounting and Sales	Annual subscription, 7-day trial
AutoCount Accounting	autocountsoft.com.sg	SMEs with stock to track	Windows desktop or cloud	Yes	Accounting and Sales	Desktop editions or cloud subscription, free trial
Financio Accounting	financio.co/sg	Startups, SMEs, non-accountants	Cloud, mobile app	Yes	Accounting and Sales	Subscription, 30-day free trial
Highnix ERP	highnix.com	Micro SMEs, trading firms, MCSTs	Cloud	Yes	Not listed	Free tier plus hosting; subscription or licence
Info-Tech Cloud Accounting	info-tech.com.sg	SMEs also buying payroll or HR	Cloud, mobile app	Yes	Accounting and Sales	Subscription; free e-invoicing package
Jaz	jaz.ai	Small businesses, accounting practices	Cloud, mobile app	Yes	Not listed	Free plan; paid plans, trial
Million Accounting and Stock Control	million.sg	Startups and SMEs	On premise, cloud or hybrid	Yes	Accounting, Inventory and Sales	Not stated
Odoo Accounting	odoo.com	Businesses using other Odoo apps	Cloud or on-premise	Partner editions	Accounting and Sales; Accounting, Inventory and Sales (partner packages)	Free plan (one app); subscription
Oracle NetSuite	netsuite.com.sg	Growing and multi-entity firms	Cloud	Not on 12 Oct list	Not listed	Annual licence, quote-based
QuickBooks Online	quickbooks.intuit.com/sg	Sole traders to medium businesses	Cloud, mobile app	Not on 12 Oct list	Not listed	Subscription, 30-day free trial
Sage 300	sage.com/en-sg	SMEs with inventory and projects	Windows desktop, on-premise or hosted	Yes	Accounting, Inventory and Sales (partner packages)	Quote, demo
SQL Account	sqlaccounting.sg	SMEs with stock, online sellers	Windows desktop	Yes	Accounting and Sales; Accounting, Inventory and Sales (partner packages)	Licence, free trial download
Xero	xero.com/sg	Sole traders to established SMEs	Cloud, mobile app	Yes	Accounting and Sales (partner packages)	Subscription, 30-day free trial
ZETTAPPS	zetta-solution.com	SMEs with inventory and orders	Cloud	Yes	Accounting and Sales; Accounting, Inventory and Sales	Subscription, quote after demo
Zoho Books	zoho.com/en-sg/books	Small and growing businesses	Cloud, mobile and Windows apps	Not on 12 Oct list	Not listed	Free plan; paid plans, 14-day free trial

“IMDA InvoiceNow-ready list” shows whether the product appeared on IMDA’s list dated 12 October 2026, where “partner editions” means versions sold by implementation partners. “Not stated” means the vendor’s own website does not say.

“EDGE listing” shows the SMEs Go Digital categories where a package for the product appeared on 20 October 2026. Both lists change often, so check them before you buy or apply.

Accounting software sold in Singapore

1. ABSS Accounting and Premier

Windows accounting software for Singapore SMEs, sold as ABSS Accounting Connect and ABSS Premier Connect, which its site describes as cloud-connected; ABSS was formerly MYOB South Asia.

Its site describes ABSS Accounting Connect and ABSS Premier Connect as on-premises Windows software linked to ABSS cloud services, covering GST, invoicing, purchases, inventory with multi-location tracking, multi-currency, job costing and over 200 reports. The Connect versions add InvoiceNow and GST InvoiceNow, an OCR feature it calls A.I. Scan, a cloud sales and purchase dashboard, and a link to Financio Payroll.

Its release notes say ABSS moved from perpetual licences to a subscription model in August 2024, and its site lists the mobile app, multi-currency and free payroll for up to 3 employees under Premier Connect.

Detail	ABSS Accounting and Premier
Website	sg.abssasia.com
Best for	SMEs on Windows desktop
Runs on	Windows desktop (Windows 10 or 11), with cloud-connected services; iOS/Android app for Premier Connect users
GST returns	GST F5, F7 and F8 returns submitted to IRAS from inside the software via ABSS Connect, per its help centre
InvoiceNow (own site)	Yes, on all Accounting and Premier Connect plans, per its site
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting and Sales
Multi-currency	Yes (listed on the Premier Connect plan; Accounting Connect not stated)
Bank feeds	DBS (help centre guide for DBS bank feeds and DBS FAST payments); its product page says bank connectivity starts with Maybank, followed by RHB and UOB
Payroll	Via Financio Payroll by ABSS (cloud), which its site says is free for up to 3 employees with ABSS Premier Connect; the older ABSS Payroll reached end of support on 31 December 2023
Plan type	Annual subscription (Standard Annual Subscription), plus an ABSS Premier Connect IMDA Grant package valid until 31 March 2030; help centre mentions a 7-day free trial when creating a new company file
Singapore presence	Asian Business Software Solutions Pte. Ltd. (UEN 200914556R), The Workshop @ Lavender, 12 Kallang Avenue, Aperia, Singapore, per its terms of use
Founded	2009 (ABSS founded from a management buyout of MYOB South Asia, per its milestone page)

Good fit for: SMEs that prefer Windows desktop accounting with IRAS GST filing and InvoiceNow built in.

2. AutoCount Accounting

Accounting software for SMEs in Singapore, sold as AutoCount Accounting for Windows and AutoCount Cloud Accounting in the browser, from a developer based in Malaysia.

Its site describes AutoCount Accounting 2.0 as Windows software covering general ledger, receivables, payables, inventory and billing, with more than 30 optional modules such as multi-currency, projects and serial numbers, sold in 5 editions. AutoCount Cloud Accounting is a browser version with inventory, multi-currency, an OCR feature it calls AI SmartScan and a bank connection.

For the Windows version, Form C-S and XBRL filing come through a Seamless e-Filing plug-in. Its site says cloud data is backed up through Huawei Cloud, and the bank connection is currently UOB only.

Detail	AutoCount Accounting
Website	autocountsoft.com.sg
Best for	SMEs with stock to track
Runs on	Windows desktop (AutoCount Accounting), Cloud (browser), iOS/Android uploader app for Cloud Accounting
GST returns	GST F5 returns prepared and filed to IRAS, per its Cloud Accounting page
Form C-S	Yes, with XBRL and Annual Return filing (a plug-in for the Windows version), per its site
InvoiceNow (own site)	Yes, InvoiceNow and GST InvoiceNow enabled, per its site
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting and Sales
Multi-currency	Yes (Cloud Accounting; Multi Currency module for the Windows version)
Bank feeds	UOB (Cloud Accounting; its site says more banks will be added); PDF or CSV statement import otherwise
Online store and payment links	AutoCount OneSales for omnichannel sales is listed; no specific platforms named on its Singapore site
Payroll	Separate product, AutoCount HRMS (cloud), which its site says handles CPF, SDL, FWL and IRAS and links to AutoCount Accounting
Plan type	Windows version sold in editions with a downloadable free trial (licence type not stated on its Singapore site); Cloud Accounting is a monthly or 12-month subscription with a 30-day free trial
Singapore presence	Autocount (S) Pte Ltd (201713604G), LTC Building B, 12 Arumugam Road, Singapore, a subsidiary of Autocount Dotcom Berhad (Malaysia), per its about and contact pages
Founded	1996 (started developing accounting software, per its about page); Singapore company registered 2017

Good fit for: SMEs with stock to track that want Form C-S and XBRL filing from the same software.

3. Financio Accounting

Cloud accounting software for Singapore startups and SMEs, made by Asian Business Software Solutions (ABSS), which its site says is designed for business owners and non-accountants.

Its site lists invoicing, purchase bills, bank reconciliation, inventory with FIFO or average costing, recurring invoices, budgets and an OCR document scan it calls A.I. Scan, with web access on PC or Mac and a CONNECT mobile app. It links to Financio Payroll with a single sign-on and is available in English, Chinese or Bahasa Melayu.

Its pricing page shows two plans: Essentials is limited to 20 invoices and 5 purchase bills a month and a single currency, while Premier lists unlimited invoices, multi-currency and multi-location inventory.

Detail	Financio Accounting
Website	financio.co/sg
Best for	Startups, SMEs, non-accountants
Runs on	Cloud (browser on PC or Mac), iOS/Android app
GST returns	GST F5 returns and IRAS Audit Files submitted from the software, per its site
InvoiceNow (own site)	Yes, through the Peppol network via Storecove, per its site
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting and Sales
PayNow	PayNow listed on its integrated partners page; no detail on PayNow QR on invoices stated
Multi-currency	Yes, on the Premier plan (Essentials is single currency)
Bank feeds	DBS and UOB (help centre guides); Maybank also listed as an integration
Online store and payment links	Lazada and PayPal listed on its integrated partners page
Payroll	Separate product, Financio Payroll (cloud), which its site says handles CPF, IRAS and MOM submissions; Payboy and Tembo Pay also listed as payroll integrations
Plan type	Monthly or yearly subscription (Essentials and Premier plans), 30-day free trial with no credit card required
Singapore presence	Asian Business Software Solutions Pte. Ltd., The Workshop @ Lavender, 12 Kallang Avenue, Aperia, Singapore, per its about page and terms of use

Good fit for: small companies and non-accountants that want cloud bookkeeping with GST F5 filing and InvoiceNow.

4. Highnix ERP

Cloud ERP and accounting system for SMEs, micro enterprises and MCSTs in Singapore, per its site.

Its site lists sales, purchase, inventory, manufacturing and finance modules, GST tax reports, the IRAS Audit File (IAF), multi-currency, PayNow QR codes and InvoiceNow across its tiers. It also describes digitally signed delivery notes, two-factor login, daily backups and an MCST edition with automated late payment interest.

Its site offers Highnix Business Essential, a no-frills accounting system with no software fee for up to three users, where you pay a monthly charge for hosting and backup. Larger tiers (Plus-Lite, Plus and Pro) are sold on subscription, and its homepage says a perpetual licence is also available.

Detail	Highnix ERP
Website	highnix.com
Best for	Micro SMEs, trading firms, MCSTs
Runs on	Cloud (browser on PC, tablet and mobile)
GST returns	GST tax report and IRAS Audit File (IAF) on all tiers; GST InvoiceNow submission to IRAS. GST F5 filing from the software not stated.
InvoiceNow (own site)	Yes. Its site says it is an IMDA-accredited InvoiceNow Ready Solution Provider, with GST InvoiceNow transactions free until 31 March 2027.
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Not listed
PayNow	PayNow QR codes on all tiers; dynamic PayNow QR payments in the MCST edition
Multi-currency	Yes (all tiers; foreign currency revaluation in Pro only, per its feature table)
Plan type	Free Business Essential system (hosting and backup charged monthly); subscription plans for Plus-Lite, Plus and Pro; perpetual licence or subscription licence per its homepage
Singapore presence	Office at Sims Avenue (Chancerlodge Complex), Singapore; entity name not stated on its contact page
Founded	2014

Good fit for: micro SMEs and MCSTs that want a free entry tier with InvoiceNow and PayNow QR codes.

5. Info-Tech Cloud Accounting

Cloud accounting software from Info-Tech Systems, which its site says is built for Singapore SMEs and sold alongside its HRMS, payroll and CRM products.

Its site lists quotes and invoices, purchase orders and bills, bank feeds and reconciliation, inventory with serial and batch tracking, fixed assets, budgeting, multi-currency and reports in one cloud platform. It also describes an AI Assist feature for asking questions of your accounting data and exchange rates linked to MAS-published rates.

Its e-invoicing page shows three packages: a free e-invoicing package limited to 50 transactions a month and one user, plus Basic and Premium. In that table, GST F5 and F8 filing and bank feeds appear from Basic, while multi-currency gain and loss and batch and serial numbers appear only in Premium.

Detail	Info-Tech Cloud Accounting
Website	info-tech.com.sg
Best for	SMEs also buying payroll or HR
Runs on	Cloud (browser); mobile app
GST returns	GST F5 and F8 filing from the Basic package, plus GST InvoiceNow submission, per its package table
InvoiceNow (own site)	Yes. Its site says it is InvoiceNow Ready, certified by IMDA, and runs its own IMDA-certified Access Point; GST InvoiceNow usage is offered free of charge.
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting and Sales
Multi-currency	Yes (Premium package, per its e-invoicing package table)
Bank feeds	UOB, DBS, OCBC and Maybank named as bank integrations
Online store and payment links	Stripe and PayPal integration listed on its homepage; online store platforms not stated
Payroll	Separate Info-Tech Payroll Software (CPF, IRAS and MOM submissions) that integrates with the accounting software, with single sign-on
Plan type	Monthly subscription with Basic and Premium packages; a free e-invoicing-only package (50 transactions a month, one user). Its FAQ says there is no free version of the accounting software; demo on request.
Singapore presence	Info-Tech Systems Ltd., headquartered at Bendemeer Road, Singapore; listed on the SGX Mainboard per its About page
Founded	2007

Good fit for: Singapore SMEs that want accounting, payroll and HR software from one vendor.

6. Jaz

Cloud accounting software that its site describes as built for AI agents, small businesses and accountants.

Its site lists invoices and bills, quotes and orders, bank reconciliation with automatic matching, inventory and fixed assets, multi-currency in 170+ currencies, and accounting, financial and tax reports. It also describes document extraction, an email agent and connectors so tools such as Claude, ChatGPT and Copilot can work with your Jaz ledger.

Its help centre says GST InvoiceNow transmissions to IRAS carry no fee, while InvoiceNow to customers and suppliers has an activation fee and a per-invoice fee, and either needs a paid plan with at least a quarterly commitment. Its help centre also says the direct OCBC bank feed needs an annual paid subscription.

Detail	Jaz
Website	jaz.ai
Best for	Small businesses, accounting practices
Runs on	Cloud (browser); iOS and Android apps
GST returns	GST reports grouped by IRAS F5 boxes; direct GST F5 filing to IRAS not stated
InvoiceNow (own site)	Yes, IMDA-accredited InvoiceNow-Ready Solution Provider, per its site
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Not listed
Multi-currency	Yes (all plans, per its pricing table)
Bank feeds	OCBC Singapore (annual paid subscription), plus Airwallex, Aspire, Stripe, Wise and Xendit feeds
Online store and payment links	Payment gateways named (Stripe, HitPay, Xendit, PayMongo, Maya, RazorPay, Wise); online store platforms not stated
Plan type	Free plan; paid Essentials and Growth plans billed monthly or annually; 14-day free trial of the Essentials plan
Singapore presence	Digital Services SG Six Pte. Ltd., a company incorporated in Singapore (per its terms); its site gives a headquarters at Carpenter Street, Singapore, and describes Jaz as a portfolio asset of Tinvio

Good fit for: small businesses and accounting practices that want a free plan to start and AI agent tools.

7. Million Accounting and Stock Control

Accounting and inventory software from Rockbell International Software, offered on premise, in the cloud or as a hybrid, for startups and SMEs per its site.

Its site lists multi-company and multi-currency accounting, GST reports, project accounting, inventory with batch codes, serial numbers and bills of material, Bank GIRO for supplier payments, a salesman ordering app and e-commerce integration. Its FAQ says you can create unlimited company databases and import data from Excel.

Its comparison chart shows separate editions, from Accounting up to one with retail POS, with GST InvoiceNow as a separate package that its site says is free for GST-registered customers until 31 March 2031.

Detail	Million Accounting and Stock Control
Website	million.sg
Best for	Startups and SMEs
Runs on	On premise, cloud (browser) or hybrid; desktop operating system not stated
GST returns	GST reports and GST form generation; its site says it was approved by IRAS in 2011, is IRAS listed and offers seamless submission to IRAS.
InvoiceNow (own site)	Yes, its site says it is InvoiceNow ready by IMDA’s requirement and offers a free GST InvoiceNow package.
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting, Inventory and Sales
Multi-currency	Yes (all accounting editions in its comparison chart)
Online store and payment links	E-commerce integration listed; platforms not named
Payroll	Separate Million Payroll Software with IRAS and CPF submission and bank GIRO payouts; its site says the accounting system links with it
Singapore presence	Rockbell International Software Pte Ltd, Singapore office at Boon Lay Way (Tradehub 21); also offices in Johor Bahru, Kuala Lumpur and Jakarta

Good fit for: SMEs and accounting firms that want on-premise or hybrid accounting with stock control.

8. Odoo Accounting

Odoo Accounting is the accounting app in Odoo’s suite of open source business apps, which its site describes as covering reconciliation, expenses, tax returns and real-time reporting for businesses of any size.

Its site lists bank synchronisation, AI invoice capture, automated payment follow-ups, deferred revenue and expenses, multi-currency with daily exchange rate updates, and country-specific charts of accounts, taxes and reports. It connects with Odoo’s other apps, such as Sales, Inventory and eCommerce, and accepts online payments through acquirers it names, including Stripe, PayPal and Adyen.

Odoo’s Singapore documentation covers PayNow QR codes on invoices and an Employment Hero connector for payroll, and its Singapore accounting module adds a Singapore chart of accounts, UEN fields and a tax report laid out by GST F5 boxes. Partner editions of Odoo from Port Cities, Alitec and Neu Media Technology appear on IMDA’s InvoiceNow-ready list, so if you are GST-registered, ask a Singapore partner which edition and access point you would use.

Detail	Odoo Accounting
Website	odoo.com
Best for	Businesses using other Odoo apps
Runs on	Cloud (Odoo Online), Odoo.sh, or on-premise; open source Community edition also available
GST returns	Singapore tax report set out by GST F5 boxes in its Singapore module; direct filing to IRAS not stated
InvoiceNow (own site)	InvoiceNow is not named on its own site. Partner editions (Port Cities, Alitec, Neu Media Technology) are on IMDA’s InvoiceNow-ready list dated 12 Oct 2026.
IMDA InvoiceNow-ready list (12 Oct 2026)	Partner editions
EDGE listing (20 Oct 2026)	Accounting and Sales; Accounting, Inventory and Sales (partner packages)
PayNow	Yes, PayNow QR codes on invoices per its Singapore docs
Multi-currency	Yes, with daily automated exchange rate updates per its features page
Bank feeds	Bank synchronisation stated; no Singapore banks named
Online store and payment links	Own eCommerce app; payment acquirers named include Stripe, PayPal, Adyen and Alipay
Payroll	Via an Employment Hero connector for Singapore per its docs
Plan type	One App Free plan (one app, unlimited users, on Odoo Online); paid Standard and Custom plans with a free trial
Singapore presence	No Singapore office on its contact page (nearest listed: Hong Kong, Jakarta); its partner directory lists Singapore implementation partners

Good fit for: businesses that want accounting alongside other apps such as sales, inventory or ecommerce in one system.

9. Oracle NetSuite

Cloud business management suite from Oracle that its Singapore site says connects ERP and financials, CRM and ecommerce, for businesses from startups to enterprises.

NetSuite’s Singapore site lists financial management (accounting, billing, revenue recognition, reporting, consolidation, close management), planning and budgeting, order and supply chain management, warehouse and fulfilment, CRM, professional services automation and ecommerce. It says OneWorld supports multiple subsidiaries, currencies, languages and tax rules.

Its documentation says direct GST F5 and F8 submission to IRAS is switched on by your account manager, and its site describes pricing as an annual licence based on modules and users, plus a one-time implementation fee.

Detail	Oracle NetSuite
Website	netsuite.com.sg
Best for	Growing and multi-entity firms
Runs on	Cloud (browser)
GST returns	GST F5 and F8 returns submitted to IRAS through the Singapore Localization SuiteApp, per its documentation
InvoiceNow (own site)	Singapore Peppol e-invoicing SuiteApp via the DataPost access point, including GST InvoiceNow, per its documentation
IMDA InvoiceNow-ready list (12 Oct 2026)	Not on 12 Oct list
EDGE listing (20 Oct 2026)	Not listed
Multi-currency	Yes; its site says OneWorld supports more than 190 currencies
Bank feeds	Payment file formats for DBS, UOB, OCBC, HSBC, Citibank, JP Morgan and Standard Chartered named in its Singapore help; bank statement import for reconciliation. Direct bank feeds for Singapore banks not stated
Online store and payment links	NetSuite Connector for Shopify, BigCommerce, Adobe Commerce, WooCommerce, Amazon, eBay and Walmart; SuiteCommerce
Plan type	Annual licence subscription (core platform, optional modules, users) plus one-time implementation fee; free product tour, no free trial stated
Singapore presence	Singapore office at Level 12, Galaxis, 1 Fusionopolis Place per its contact page (Oracle NetSuite); entity name not stated
Founded	1998 (as NetLedger, per its site); acquired by Oracle in 2016

Good fit for: growing or multi-entity companies that want accounting, inventory and CRM in one system.

10. QuickBooks Online

Intuit’s cloud accounting software, which its Singapore site describes as business management software to invoice customers, track expenses and cash flow, and record payments, for sole traders through to medium-sized businesses.

QuickBooks Online’s Singapore site lists invoicing, expense tracking, bank feeds, GST tracking, receipt capture, reporting, inventory on the Plus and Advanced plans, multiple currencies from Essentials, and a mobile app for iPhone, iPad and Android. Plans are Simple Start, Essentials, Plus and Advanced.

Its help centre says you cannot e-file GST in QuickBooks: you file the return with IRAS and then record the payment. Its e-invoicing page says InvoiceNow is pending full IMDA accreditation, with direct IRAS reporting to follow.

Detail	QuickBooks Online
Website	quickbooks.intuit.com/sg
Best for	Sole traders to medium businesses
Runs on	Cloud (browser), iOS and Android app
GST returns	GST calculated and reported in QuickBooks; returns filed with IRAS outside the software, per its help centre
InvoiceNow (own site)	Native InvoiceNow built with Fonoa, pending full IMDA accreditation; direct IRAS reporting to follow, per its e-invoicing page (checked 21 Oct 2026)
IMDA InvoiceNow-ready list (12 Oct 2026)	Not on 12 Oct list
EDGE listing (20 Oct 2026)	Not listed
Multi-currency	Yes, on Essentials, Plus and Advanced per its pricing page
Bank feeds	DBS named on its bank feeds page
Online store and payment links	Shopify, WooCommerce, Amazon Marketplace, Stripe and PayPal named on its ecommerce industry page
Payroll	Via third-party apps such as G Payroll per its Singapore site; no built-in Singapore payroll stated
Plan type	Monthly subscription (Simple Start, Essentials, Plus, Advanced), 30-day free trial; discount offers require choosing Buy Now instead of the trial
Singapore presence	Singapore sales line listed on its contact page; no Singapore office address stated. Its global terms name Intuit International LLC as the contracting party outside the US, UK, Australia and Canada

Good fit for: small businesses that want multi-currency invoicing and app integrations, and are happy to file GST with IRAS themselves.

11. Sage 300

Sage 300 (also sold as Sage 300cloud) is business management and accounting software that Sage Singapore’s site describes as suited to small and medium businesses, including services and distribution firms.

Its site lists financials, sales order management, inventory, project and services management, multiple companies, currencies and languages, KPI dashboards and an integrated Sage CRM. Add-ons shown on the Singapore site include Sage CashView for cash flow and Sage EasyPay and EasyTime for payroll and time attendance.

Sage Singapore’s site says Sage 300 is a desktop solution with cloud-connected features and on-premise or hosted options. Sage’s other main product on the Singapore site, Sage Intacct, is aimed at organisations with more than 20 employees and is implemented through certified partners.

Detail	Sage 300
Website	sage.com/en-sg
Best for	SMEs with inventory and projects
Runs on	Windows desktop with cloud-connected web screens; on-premise or hosted
GST returns	Tax Module generates the GST F5 form per its Sage 300 Singapore page; direct submission to IRAS not stated
InvoiceNow (own site)	Peppol e-invoicing (send and receive) listed on its Singapore Sage 300 pages; the term InvoiceNow is not used
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting, Inventory and Sales (partner packages)
Multi-currency	Yes, multiple currencies and languages per its site
Payroll	Via Sage EasyPay (payroll) and Sage EasyTime (time attendance), shown as integrated add-ons on its Singapore site
Plan type	Pricing not published; demo on request through Sage or a reseller
Singapore presence	Sage Singapore Pte. Ltd., PO Box 405, Singapore 911714, per its contact page

Good fit for: small and medium firms that want accounting tied to inventory, sales orders and projects, set up with a reseller.

12. SQL Account

Accounting and inventory software for small and medium businesses; sqlaccounting.sg is run by Apscom Solutions, which describes itself as the official SQL Account appointed partner in Singapore.

The site describes SQL Account as accounting software with quotations, invoicing, purchases, inventory, project tracking, multi-currency, bank reconciliation and user permissions, with an interface in English, Chinese, Malay or Thai. SQL eCommerce, an add-on, syncs orders from Shopee, Lazada, TikTok and WooCommerce into SQL Account.

SQL Account is installed software; the site offers a separate SQL Cloud Hosting service for remote access, which needs an existing SQL Account licence.

Detail	SQL Account
Website	sqlaccounting.sg
Best for	SMEs with stock, online sellers
Runs on	Installed desktop software (Windows); remote access via the SQL Cloud Hosting service
GST returns	GST calculated so returns can be submitted directly to IRAS, per its site
InvoiceNow (own site)	Yes, connects to IRAS through an Access Point, per its site
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting and Sales; Accounting, Inventory and Sales (partner packages)
Multi-currency	Yes, per its feature and promotion pages
Online store and payment links	Shopee, Lazada, TikTok and WooCommerce via the SQL eCommerce add-on
Plan type	Software licence packages sold through the partner, with a free trial download and optional Business Support and version upgrade subscriptions
Singapore presence	Site run by Apscom Solutions Pte Ltd, Suntec Tower One, 7 Temasek Boulevard, Singapore, an appointed SQL Account partner; the developer, E Stream MSC Sdn Bhd, is in Malaysia

Good fit for: stock-holding SMEs and online sellers that want installed accounting software with local partner support.

13. Xero

Cloud accounting software that its Singapore site says is built for the way Singaporean businesses work, with plans for sole traders, growing small businesses and established businesses.

Xero’s site lists invoicing, online invoice payments, bills, bank reconciliation with bank feeds, expense claims, purchase orders, reporting and cash flow forecasts, plus an AI assistant called JAX. It says the mobile app is free with every subscription and runs on iOS and Android, and that Xero connects to over 1,000 apps.

Its InvoiceNow page says e-invoicing runs through the Invoici app on every plan, with free registration via CorpPass, but it is not available during the 30-day free trial, so plan your switch-over date around that.

Detail	Xero
Website	xero.com/sg
Best for	Sole traders to established SMEs
Runs on	Cloud (browser), iOS and Android app
GST returns	GST F5 returns submitted directly from Xero to IRAS, per its site
Form C-S	Yes. Its site says Form C-S is prepared and sent to IRAS through CorpPass, included on Standard and Premium plans; Form C is not covered.
InvoiceNow (own site)	Yes, through the Invoici app on all plans; not available during the free trial
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting and Sales (partner packages)
Multi-currency	Yes, on the Premium plan per its pricing page
Bank feeds	DBS, OCBC and UOB named on its Singapore accounting software page
Online store and payment links	Shopify, Amazon, eBay and Etsy via apps such as A2X; Stripe for card payments
Payroll	Via third-party payroll apps; its payroll page names Talenox, HReasily and SimplePay. CPF not mentioned on that page.
Plan type	Monthly subscription (Starter, Standard, Premium), 30-day free trial
Singapore presence	Xero (Singapore) Pte. Ltd. is the contracting entity per its terms; office at Cross Street Exchange, 18 Cross Street, Singapore
Founded	2006 (its about page says ‘since 2006’)

Good fit for: sole proprietors and small companies that want GST F5 and Form C-S filing to IRAS from the same software.

14. ZETTAPPS

ZETTAPPS is a cloud ERP from Singapore-based Zetta Solution that its site describes as covering inventory, order processing and finances for Singapore SMEs, with InvoiceNow built in.

ZETTAPPS’ accounting solution lists accounts receivable (quotation, sales order, tax invoice, credit note), accounts payable, receipts, payments, GL journals and reports including aging, trial balance, profit and loss, balance sheet and GST return. It shares one system with the inventory and order processing modules, and its integrations page names Xero, QuickBooks, NetSuite, SAP, Shopify, WooCommerce, Stripe and GrabPay.

Zetta Solution says it is both a Peppol Access Point provider and an InvoiceNow-Ready Solution Provider, and it offers a separate free InvoiceNow product called AveriWorks for businesses that only need to meet the GST InvoiceNow requirement.

Detail	ZETTAPPS
Website	zetta-solution.com
Best for	SMEs with inventory and orders
Runs on	Cloud (browser)
GST returns	GST return and GST summary reports; its site says GST can be submitted to IRAS directly in-app
InvoiceNow (own site)	Yes, InvoiceNow-ready per its site; Zetta Solution is also a Peppol Access Point provider
IMDA InvoiceNow-ready list (12 Oct 2026)	Yes
EDGE listing (20 Oct 2026)	Accounting and Sales; Accounting, Inventory and Sales
Online store and payment links	Shopify, WooCommerce, Stripe and GrabPay listed on its integrations page
Plan type	Subscription, quoted after a free demo and needs assessment; separate free InvoiceNow product (AveriWorks)
Singapore presence	Zetta Solution Pte Ltd, 18 Sin Ming Lane, Midview City, Singapore, per its contact page
Founded	2012

Good fit for: Singapore SMEs that want accounting, inventory and InvoiceNow in one system from a Singapore company.

15. Zoho Books

Cloud accounting software from Zoho that its Singapore site describes as accounting software for growing businesses, with a free plan for small businesses in Singapore.

Zoho Books’ Singapore site lists quotes, invoicing, sales and purchase orders, bills, projects with time tracking, banking and reconciliation, inventory, expenses, reports, online payments, a customer portal and automations. It offers apps for iOS, Android and Windows.

Its site says it generates the GST F5 return, but its help centre says you export the return and submit it to IRAS manually, then mark it as filed. On InvoiceNow, its help centre says you can send and receive e-invoices over Peppol through a partner access point after connecting via CorpPass, but that submission of invoice data to IRAS is not currently supported.

Detail	Zoho Books
Website	zoho.com/en-sg/books
Best for	Small and growing businesses
Runs on	Cloud (browser), iOS, Android and Windows apps
GST returns	GST F5 return generated in Zoho Books, then exported and submitted to IRAS manually, per its help centre
InvoiceNow (own site)	Sends and receives e-invoices over Peppol; submission of invoice data to IRAS not currently supported, per its help centre (checked 21 Oct 2026)
IMDA InvoiceNow-ready list (12 Oct 2026)	Not on 12 Oct list
EDGE listing (20 Oct 2026)	Not listed
PayNow	Yes, via Stripe per its help centre: a PayNow QR code is generated for the amount due when customers pay through the portal or payment link
Multi-currency	Yes; multi-currency invoicing from Standard, vendor transactions from Professional, per its pricing comparison
Bank feeds	Bank feeds via a third-party provider from Standard; no Singapore banks named on its own product or help pages
Online store and payment links	Shopify (Elite and Ultimate plans, up to 2 stores), Zoho Commerce; Stripe, PayPal, Braintree and 2Checkout for payments
Plan type	Free plan; paid subscription plans (Standard to Ultimate) with a 14-day free trial
Singapore presence	Zoho Corporation Pte. Ltd. (Singapore) named in its contracting entities page; Singapore office at The Octagon, Cecil Street per its contact page
Founded	1996 (as AdventNet, per its about page)

Good fit for: small businesses that want to start on a free plan and add PayNow collections through Stripe.

What does GST InvoiceNow mean for your accounting software?

If you are GST-registered, your accounting software will need to send invoice data to IRAS through InvoiceNow. IRAS is phasing in the GST InvoiceNow requirement from 2025 to 2031, and businesses using off-the-shelf software should pick a product on IMDA’s InvoiceNow-Ready Solution Provider list.

Start date	Who it applies to
1 November 2025	Newly incorporated companies that register for GST voluntarily within 6 months of incorporation
1 April 2026	All new voluntary GST registrants
1 April 2028	New compulsory GST registrants, and existing GST-registered businesses with total annual supplies of S$200,000 or less
1 April 2029	Existing GST-registered businesses with total annual supplies of S$1 million or less
1 April 2030	Existing GST-registered businesses with total annual supplies of S$4 million or less
1 April 2031	All remaining existing GST-registered businesses

IRAS says it has notified businesses registered before 2026 of their implementation date, and others will be told later. Its page also links an implementation date calculator.

What your software has to do, from the same IRAS page:

• Which invoices. Invoice data for supplies and purchases reported in your GST return, including tax invoices, simplified tax invoices, serially numbered receipts, and debit and credit notes. Point-of-sale and petty cash data can be sent in aggregate.
• When. By the earlier of the date you file the GST return for that period and the return’s due date.
• How. If you use off-the-shelf software, check it is on IMDA’s InvoiceNow-Ready Solution Provider list, ask the vendor to register your UEN in the SG Peppol Directory, and switch on the submission feature. If your system was built in-house, an IMDA-accredited Access Point provider connects it instead.
• Timing. IRAS says onboarding can take as little as 3 months, and most businesses finish within a year, so start well before your date.

Is there help with the cost of InvoiceNow?

Yes. On IMDA’s InvoiceNow grants page (updated 19 October 2026):

• GST InvoiceNow Transition Grant (S$1,000). For GST-registered businesses with total annual supplies of S$4 million or less in 2025. You must subscribe to an IMDA-accredited InvoiceNow-ready solution, paying for at least 12 months, activate GST InvoiceNow before your deadline and submit invoice data to IRAS. Businesses that already used an InvoiceNow-ready solution in the 3 months before do not qualify. It runs from 1 July 2026 to 31 March 2030, or until fully claimed.
• Larger businesses. A S$5,000 version applies to businesses above S$4 million that connect their own ERP through an accredited Access Point.
• Free packages. IMDA and IRAS say free-of-charge InvoiceNow packages with basic e-invoicing are available until 31 March 2031. Several vendors in this list mention one.

Which accounting software does IRAS accept?

IRAS keeps a listing of software that can file returns directly to IRAS, and that listing is usually what “IRAS-approved” claims refer to. The former IRAS Accounting Software Register Plus (ASR+) ceased on 30 June 2026 and was replaced by the #SFFS Solution Partners framework.

#SFFS stands for Seamless Filing From Software. Listed accounting products have connected to IRAS’s systems for filings such as Form C-S, GST returns (F5, F7 and F8) and GST InvoiceNow, and IRAS notes that a listing is not an endorsement.

In practice, this means:

• “IRAS-approved” or “ASR+ listed” on a vendor page. Ask which #SFFS filings the product supports today: Form C-S, GST returns, GST InvoiceNow, or all of them.
• GST returns. Some products submit GST F5 returns from inside the software; others produce the figures for you to file on myTax Portal. The entries above say which, from each vendor’s own site.
• Records. IRAS says companies are strongly encouraged to keep records in accounting software, and records must be kept for at least 5 years from the relevant Year of Assessment.

Can you get a grant for accounting software in Singapore?

Yes, for many SMEs. Enterprise Singapore’s EDGE grant replaced the Productivity Solutions Grant (PSG) from 30 September 2026, and three of its activities cover accounting software, at up to 50% of the activity cost for SMEs.

EDGE activity	What it covers	Activity cost cap	Support for SMEs
Accounting and Sales Management	General ledger, journal entries, tax calculations, cash flow, quotations, invoices and reports	S$5,000	Up to 50% (S$2,500)
Accounting, Inventory, and Sales Management	Accounting with inventory, sales, barcode labelling, RFID and POS integration	S$20,000	Up to 50% (S$10,000)
AI Accounting Automation	AI tools that automate accounting tasks and integrate with your existing software	S$5,000	Up to 50% (S$2,500)

The conditions that catch people out, from the activity pages:

• Apply first. You must not start work or pay a deposit to the vendor before you submit the application.
• Software only. Supported costs are software for up to 12 months. GST and maintenance are listed as not supported.
• Listed packages only. You choose a pre-approved package on IMDA’s SMEs Go Digital, and the package should match the vendor’s quotation exactly.
• Who qualifies. The business must be registered and operating in Singapore and at least 30% owned by Singaporeans or permanent residents. The inventory and AI activities also exclude home-based businesses. You must not have applied for grant support for the same solution before.
• Time limit and caps. The project must finish within 18 months of approval, and all automation and digitalisation support counts towards a S$30,000 yearly cap, inside EDGE’s overall S$100,000 a year.

On 20 October 2026, SMEs Go Digital listed 41 packages under Accounting and Sales Management, 29 under Accounting, Inventory and Sales Management and 2 under AI Accounting Automation. Many are the same product sold by different resellers, so ask which package your quotation is for. IMDA notes that listings are for information only and are not an endorsement.

Some vendor pages still mention PSG. Grant support now comes through EDGE, so check the current activity page before you rely on a figure. Budget for year two without the grant, since only 12 months of software are supported.

Should your accounting software handle PayNow and foreign currency?

Yes, if your customers pay by PayNow or you invoice in other currencies. A PayNow QR on each invoice or payment link helps customers pay quickly, and foreign-currency invoices must still show GST amounts in Singapore dollars.

• PayNow for businesses. Businesses receive PayNow by linking their UEN to a Singapore bank or e-wallet account, and the Association of Banks in Singapore says the PayNow QR is integrated with SGQR. ABS also says businesses may not add a surcharge for consumers paying by PayNow.
• How software adds PayNow. From the vendors’ own sites: some print a PayNow QR code on the invoice, others take PayNow through a payment gateway such as Stripe or HitPay. A QR on the invoice still needs someone to match the bank credit; a gateway can mark the invoice as paid automatically, usually for a fee.
• Foreign currency. Under IRAS invoicing rules, a tax invoice in a foreign currency must show the total excluding GST, the GST payable and the total including GST in Singapore dollars, converted at an exchange rate approved for GST purposes. Check that your software prints the SGD lines, not just the converted total.
• Plan level. Several vendors in this list include multi-currency only on higher plans, so confirm the plan before you sign.

Taking PayNow on your website as well? Our guide to payment gateways in Singapore compares the providers behind most online checkouts.

How do you connect your online store to your accounting software?

Decide whether orders reach your books one by one or as a daily summary, then map each kind of amount to the right account and GST code. Most problems come from fees and payouts, not from the orders themselves.

• Choose the sync. A store with many small orders often sends a daily summary; a business that sells to companies may want each invoice. Some vendors in this list name Shopify or WooCommerce links, and others work through connector apps.
• Map accounts and GST codes. Sales, shipping charges, discounts and refunds each need an account, and GST-registered stores need the right tax code on each line.
• Record gateway fees. Payment providers pay out the sale minus their fee. Record the full sale and the fee separately, so your sales figures and GST stay correct.
• Match payouts to orders. Card, PayNow and wallet payments often arrive on different days from different providers. Match each payout to its orders, or the bank reconciliation will not balance.
• Check against your GST return. Before each return, compare sales in your store with sales in your accounts for the period.

A POS in a shop or restaurant raises the same questions. Our list of POS systems in Singapore shows which systems name links to accounting software. If you are building a store on WooCommerce, our WooCommerce development team sets up PayNow through a supporting gateway and can connect the store to other systems through their APIs.

Does accounting software handle ACRA XBRL filing?

Some do, but most companies still need their accountant to prepare the financial statements. ACRA’s XBRL filing requirements changed on 19 October 2026 to ACRA Taxonomy 2026.

• Who files what. Smaller and non-publicly accountable companies file simplified XBRL plus a PDF copy authorised by the directors. Most other Singapore-incorporated companies file full XBRL.
• Smaller company test. ACRA counts a company as smaller when its revenue and its total assets for the current financial year are each S$500,000 or less.
• Exempt. Solvent exempt private companies and dormant relevant companies that meet the conditions do not need to file financial statements, though solvent exempt private companies may file voluntarily.
• Software. Of the vendors in this list, AutoCount’s site says it can prepare and file XBRL financial statements. For others, ask whether the software exports a trial balance your accountant can use.

How do you switch accounting software in Singapore?

Switch at the start of a financial year or a GST quarter, bring across opening balances rather than every past transaction, and keep the old records where you can retrieve them for at least 5 years.

IRAS’s record-keeping page says a company that changes software does not have to migrate old transactions, but must keep them and be able to retrieve them for at least 5 years. Before you cancel the old subscription:

• Export everything. Download the general ledger, trial balance, customer and supplier lists, open invoices and bills, and the source documents attached to them.
• Check access after cancelling. Ask the old vendor whether you keep read-only access, and for how long.
• Move your InvoiceNow registration. Ask the new vendor how they move your UEN’s Peppol registration from the old provider, and when to do it.
• Run in parallel once. Reconcile one month in both systems before you stop using the old one.

What should you ask an accounting software vendor before you sign?

Ask for the plan that includes everything you need, how InvoiceNow and GST filing work, which bank connects, and how you take all your data with you if you leave. These answers decide what the software costs you over a few years.

• Try it with your own month. Enter a month of real invoices, bills and bank lines during the trial, and time how long the bank reconciliation takes.
• Ask about InvoiceNow on your plan. Confirm the product is on IMDA’s list, whether GST InvoiceNow is included in your plan or charged per invoice, and who registers your UEN.
• Ask about your accountant. Check whether your accountant can log in at no extra cost and whether they already use the software.
• Plan for leaving. Ask whether you can export the ledger, contacts and documents in a standard format such as CSV or Excel, and how long you keep access after cancelling.
• Customer data. Invoices and customer lists hold personal data, so the PDPA applies. Ask where the data is stored and who can access it.

How we chose this accounting software

Every product here is sold to Singapore businesses today and has a website that describes it clearly enough to compare. Each entry uses only what the vendor’s own website says, without ratings, reviews or prices.

InvoiceNow status comes from IMDA’s InvoiceNow-Ready Solution Provider list dated 12 October 2026, and grant listings from IMDA’s SMEs Go Digital on 20 October 2026.

For this update we re-checked the products in the previous version of this article and in an older companion article that it replaces. Of those, 7 are still listed, one of them under its current name, and 5 were removed because they are no longer offered to Singapore businesses or we could not confirm Singapore details on their own sites. We then checked the products that appear in the top search results and on IMDA’s lists, and added 8 that met the same test. Another 4 were checked and left out for the same reasons.

We re-check this list every quarter, and InvoiceNow and grant listings whenever IRAS, IMDA or Enterprise Singapore change them.

Connecting your accounting software to your website

Your accounting software keeps the books, but the sale often starts on your website, through an online store, a booking form or a payment link.

We design and build online stores, custom-built or on WooCommerce, with PayNow, cards and PayPal at checkout through a supporting payment gateway, tested before launch. See our ecommerce website service or talk to us about your store.